insurance

Discussion in 'Fish Tank Brands and Kits' started by fishpoop, Jul 11, 2008.

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  1. fishpoop

    fishpoop Feather Duster

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    who has/wants/needs insurance for their fish aquarium(s)?

    i am getting insurance on it asap. my boyfriend actually gave the idea to me....cause its a pricey hobby! haha
     
    fishpoop, Jul 11, 2008
    fishpoop, Jul 11, 2008
    #1

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  2. icedgxe

    icedgxe Spaghetti Worm

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    There are people who do. I contacted my insurance provider once and they said they could cover all equipment etc but would not cover livestock. I don't blame them. You will most likely find that most insurance won't cover livestock either but I'm not 100% sure as I haven't checked with anyone other than my insurance.
     
    icedgxe, Jul 11, 2008
    icedgxe, Jul 11, 2008
    #2
  3. reefnut1

    reefnut1 Spaghetti Worm

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    I never even thought about it, but it is a good idea.
     
    reefnut1, Jul 11, 2008
    reefnut1, Jul 11, 2008
    #3
  4. fishpoop

    fishpoop Feather Duster

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    yah they only said equipment for me too. that was my main consern however. sounds bad but i had a feeling they wouldnt cover the animals.
     
    fishpoop, Jul 11, 2008
    fishpoop, Jul 11, 2008
    #4
  5. Iraf

    Iraf Snowflake Eel

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    they also won't cover equipment damaged by acts of god or power failures so something to keep in mind, I'd recommend putting all your equipment on UPS' anyway, can buy them at any computer store
     
    Iraf, Jul 12, 2008
    Iraf, Jul 12, 2008
    #5
  6. fishpoop

    fishpoop Feather Duster

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    i got all my equipment hooked up to power surge stuff so if lightening does decide to hit my house all i need to get is a new power serge.....worth $20 haha
     
    fishpoop, Jul 12, 2008
    fishpoop, Jul 12, 2008
    #6

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  7. omard

    omard Gnarly Old Codfish

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    Side note here,

    Most insurance companies will not cover water damage caused by an aquarium. For that you usually need a special rider...

    My company covers loss of tank and equipment, but not livestock.
     
    omard, Jul 13, 2008
    omard, Jul 13, 2008
    #7
  8. nemo1991

    nemo1991 Millepora

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    hhmm maybe i should look into this.
     
    nemo1991, Jul 13, 2008
    nemo1991, Jul 13, 2008
    #8
  9. yeager003

    yeager003 Bristle Worm

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    I wonder if they would cover diy aquariums such as plywood ones or acrylic ones. would be interesting.
     
    yeager003, Jul 14, 2008
    yeager003, Jul 14, 2008
    #9